ABOUT LOAN 24 HRS ?
Welcome to Loan 24 Hrs, your trusted financial partner for quick and hassle-free loans. We specialize in providing customized loan solutions to meet your diverse financial needs, ensuring seamless access to funds with minimal paperwork and fast approvals.
Our mission is to make financing easier and more accessible for individuals and businesses by offering New Car Loans, Used Car Loans, OD Limits for Salaried Persons, Personal Loans, Business Loans, Home Loans, and Loans Against Property. Whether you need funds to purchase a vehicle, expand your business, or secure a property loan, we provide flexible terms, competitive interest rates, and expert financial guidance.
At Loan 24 Hrs, we prioritize customer satisfaction, transparency, and quick processing, ensuring you get the right loan at the right time. With our strong network of financial institutions and lenders, we guarantee personalized solutions tailored to your financial goals.
Get in touch with us today for instant loan approvals and 24/7 support to help you achieve your
At Loan 24 Hrs, we pride ourselves on providing fast and hassle-free loan solutions with minimal paperwork and quick approvals. Our competitive interest rates and flexible EMI options ensure that financing remains affordable and stress-free for our customers. With a transparent process, no hidden charges, and dedicated customer support, we are committed to making borrowing simple and convenient.
Why Loan 24 hrs?
Unbiased view
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Faqs
What is Loan 24 Hrs?
Loan 24 Hrs is a financial service provider that helps individuals and businesses secure loans quickly and efficiently. We offer various loan options, including personal loans, business loans, car loans, home loans, loan against property, and overdraft limits for salaried individuals.
How do I apply for a loan?
Applying for a loan is easy! Simply visit our website (https://loan24hrs.com/), choose the type of loan you need, fill out the online application form with your details, and submit the required documents. Our team will review your application and connect you with suitable loan options.
What types of loans do you offer?
We provide a range of loans, including:
- Personal Loan – For any personal financial needs.
- Business Loan – To support startups and business growth.
- New & Used Car Loan – For purchasing a new or pre-owned vehicle.
- Home Loan – To buy or construct a house.
- Loan Against Property (LAP) – Get a loan by mortgaging your property.
- OD Limit for Salaried Individuals – Overdraft facility to manage urgent financial needs.
What are the eligibility criteria for getting a loan?
Eligibility depends on the loan type, but general requirements include:
- Minimum age: 21 years (for salaried) and 25 years (for self-employed).
- Steady income source (salary slips, business income proof, etc.).
- Good credit score (varies by loan type).
- Valid KYC documents (Aadhaar, PAN, etc.).
How long does it take to get loan approval?
Approval times vary depending on the loan type and verification process. However, most personal loans and business loans can be approved within 24-48 hours, while home loans and loans against property may take a few days due to documentation and legal verification.
What documents are required to apply for a loan?
The required documents may vary, but typically include:
- Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.
- Address Proof: Utility Bills, Rent Agreement, or Passport.
- Income Proof: Salary slips (for salaried individuals), ITR or business financials (for self-employed).
- Bank Statements: Last 3-6 months.
- Property Documents: If applying for a home loan or LAP.
Do I need a guarantor or collateral for my loan?
- For Personal & Business Loans: Usually, no guarantor or collateral is required.
- For Loan Against Property: Your property is used as collateral.
- For Home Loans & Car Loans: In some cases, collateral or a co-applicant may be required.
What is the minimum and maximum loan amount I can apply for?
- Personal Loan: ₹50,000 to ₹50 Lakhs.
- Business Loan: ₹1 Lakh to ₹5 Crores.
- Car Loan: Up to 100% of the car’s on-road price.
- Home Loan: ₹5 Lakhs to ₹10 Crores.
- Loan Against Property: Based on the property’s market value.
What is the interest rate on loans?
Interest rates vary based on the loan type, applicant’s profile, income, credit score, and lender policies. Typically, interest rates start from 10.50% p.a. for personal loans and 8.50% p.a. for home loans. Contact us for the latest rates.
What is the repayment tenure for loans?
Repayment tenure depends on the loan type:
- Personal Loan: 1 to 5 years.
- Business Loan: 1 to 10 years.
- Car Loan: 3 to 7 years.
- Home Loan: 5 to 30 years.
- Loan Against Property: 5 to 20 years.
Can I apply for a loan with a low credit score?
Yes, but approval depends on other factors like income, repayment capacity, and employment stability. A higher credit score increases the chances of approval and better interest rates.
Do you charge any processing fees?
Yes, processing fees vary by lender and loan type, usually ranging from 1% to 3% of the loan amount.
Can I prepay or foreclose my loan?
Yes, most loans allow prepayment or foreclosure. However, some lenders may charge a prepayment penalty (typically 2-5% of the outstanding loan amount).
How do I track my loan application status?
You can track your loan status by contacting our customer support team via phone or email. We will provide regular updates on your application process.
Is my personal and financial information safe?
Absolutely! We use advanced encryption and security measures to protect your data. We do not share your information with unauthorized third parties.
How do I contact Loan 24 Hrs for assistance?
For any queries or support, you can reach us at:
📧 Email: Anjeshbundela@gmail.com
📞 Phone: +91 9311396397
🌐 Website: www.loan24hrs.com
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